Money advice service

Longhurst Group has a team of money advisors across our region who are here to help you if you’re struggling with your finances.

Money advice service


If you are having any difficulties with paying your rent, related to coronavirus or otherwise, then we are here to help.

Our dedicated team of income and money advice experts are on hand to listen to your concerns and provide clear and compassionate guidance.

They will assess all of your options and ensure that you’re accessing any support you are entitled to.

Please do not suffer in silence. There are options available to you, and we are here to help.

If you are worrying about your finances, pick up the phone and speak to us today - call 0300 123 1745 and press 2 to speak to the Income Team.

For more information about our services to you during the Coronavirus outbreak please visit our advice page for customers:

Our Money Advice Service is here to support you in claiming the benefits you are entitled to, maximising your income and paying your rent.  Our trained and experienced Money Advisors will always act in your best interests and have a proven track record in helping customers to manage their finances.

Depending on your circumstances, our advisors will be happy to visit you at home, speak to you over the phone or arrange for you to visit one of our offices.

Do you need some friendly support and advice to manage your money?

We can help by:

  • Finding out if you are claiming the benefits you are entitled to
  • Supporting you to challenge benefit decisions
  • Providing budgeting and debt advice
  • Looking at your debt options.

We can provide this service by:

  • Speaking to you over the phone
  • Meeting with you at our offices
  • Visiting you at home, depending on your circumstances. 

Get in touch

We understand that you may be finding it difficult to make your payments, so please don't struggle, we can help.

Fill out the form below to submit a request for money advice. To get started, please select your local office from the drop down list. If you're unsure which office to pick, please click here for more information.

Your details

Meet the Money Advice Team

Pam Malhi

Pam Malhi - Money AdvisorPam is based at our Birmingham office.

Previously a Welfare Rights Officer at the local authority helping people claim benefits and challenge poor decisions, she became a Money Advisor after taking a secondment to the role from her job as an Income Officer at Longhurst Group.

In total, she has 23 years’ experience in welfare rights work.

Pam says she likes to approach each customer’s case as it comes, depending on individual circumstances.

“Making a difference to people is the best thing about my job,” she said.

“Being able to take the pressure and stress from a customer is important to me. Whenever there is a successful outcome, it is a nice feeling for the customer and for me. This role has great job satisfaction.

“I don’t judge people. I have experienced debt myself first hand, so I know some of the fear customers may be going through.

“However, there is always a solution to a problem and I want to help. It can be a relief to solve your issues, so speak to us.

“If we can’t help ourselves, we can signpost to a relevant agency that can.”

Angie Noble

Angie is based at our Peterborough office.

She has been a Money Advisor with us for more than 13 years, having previously worked in Supported Housing. Angie prefers to meet customers on a face-to-face basis as she feels it has a more personal feeling and helps her to get to know the customer better. Angie is a firm believer that everyone needs help from time to time and that it is nothing to be ashamed of.

Some of the regular cases Angie comes across include issues with Universal Credit, sorting out new benefit entitlements following the death of a partner and dealing with a range of Housing Benefit enquiries.

She said: “The most rewarding element of my job is when somebody that was struggling and in arrears gets sorted and has more income available to them, with no arrears.

“Seeing that person no longer worrying about their finances fills me with joy.

“Don’t be concerned about contacting us – advisors are here to help and nobody is good at everything, so it is nothing to be worried about.”

Steve Thomas

Steve is based at our Rushden office.

He has 22 years of experience working in this field. He says that benefits dominate a large part of his work, including when they are not paid at the correct rate for a customer’s eligibility.

Steve represents customers through the full process from start to finish, including appeals and hearings. He also says that rent arrears and Council Tax debts are also issues he helps with a lot.

He said: “Being non-judgemental and having the knowledge to represent the customer to help resolve their difficulties is essential in this role.

“The role requires expertise of debt and benefit legislation and the ability to decide on the merits of a particular matter on an individual basis.

“I’d encourage customers to always seek advice as early as possible if they have any financial concerns. We are all here to help where we can.”

Stuart Dearden

Stuart is based at our Boston office.

He spent more than 20 years working for the Department for Work and Pensions, becoming increasingly disillusioned with the way the benefits system put obstacles in the way of those who needed the support.

He left the DWP and after some time with Citizens Advice, he joined Longhurst Group to take on a fresh challenge and to help improve lives.

Stuart believes in face-to-face meetings with customers and that by seeing them in their home environment helps to give him an idea of what matters to them and what their priorities are. He believes people are more relaxed and open in their own homes.

If this approach doesn’t suit a particular customer, Stuart is happy to talk over the phone but whichever way first contact is made, he is keen to build trust and show the customer that he is there to help them.

Stuart says many customers he sees experience difficulties with the benefit system, so a lot of his time is spent trying to pick a way through the problems of Universal Credit and PIP. This ranges from seeing if somebody is eligible to receive a benefit, right through to claims stages and challenging decisions.

He also helps customers sort out payment arrangements when they have fallen behind on their essential bills such as Council Tax or utility suppliers.

Stuart enjoys the feeling of helping to bring even a few extra pounds into a household so that they can manage life a little easier.

He said: “Times are hard for a lot of people. Nobody really chooses to struggle and sometimes having somebody who isn’t directly involved with what is going on to look at it can help get things a little clearer.

“We aren’t here to judge folks or tell them what they should or shouldn’t be doing, but to try and offer a bit of support, knowledge and fresh eyes to look at a problem.

“I would say that if you aren’t sure about making the call to us, then do it anyway. Unfortunately money problems rarely get better by ignoring them so at very least, after a conversation with one of the team, you will at least know where you stand, have a better perspective of how severe the issue is and what you could maybe do to change the situation.”

Money advice service - our success stories

Jackie Donnelly, who lives in the Nechells area of Birmingham, was referred to Pam Malhi in the Money Advice Team after contac…

A customer has praised the “absolutely brilliant” work of our Money Advice Team after they were helped to successfully challen…

A husband and wife have praised the work of our Money Advice Team after receiving help that has made them “so much better off.…

Mum of two Lisa Anderson had heard so many scare stories about the Government’s new single benefit that she had avoided applyi…

Lesley Machray, a Longhurst Group customer from Selly Oak in Birmingham, says her life has been transformed by money advisor P…

Howard is working with Money Advisor Angie Noble, since becoming too ill to work.

If it was a star rating out of 10, I would give her 20. I’d say to Pam: ‘Keep up the good work bab!”

Helpful hints for managing your money

In this section, our dedicated Money Advice Team share top financial tips that may be of benefit to you. If you'd like to contact our advisors to find out more, please use the links at the bottom of this page.

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