We understand that deciding to buy your next home is one of the biggest financial decisions of your life. Therefore, it’s important to know what all the options are.
If you can’t quite afford to buy a home outright, shared ownership is a great way to get on the property ladder. It takes away the pressure of saving a high deposit or making high mortgage repayments. It means you buy a share of your home from us and we also help out with the remaining rent. Don’t worry though, you won’t be sharing your home with anybody you don’t want to.
Help to Buy
Through Help to Buy you can pay a lower deposit, as little as five per cent and still purchase the high-quality home that you’re looking for. Thanks to a loan from the Government, you can pay less up front and a lower percentage of the mortgage.
Shared ownership for people over 55
If you’re aged 55 and over, this form of shared ownership can help you buy a property that will make your retirement as easy and relaxing as possible. Whether you’re looking for more space or to downsize, you can move into your perfect home at a more affordable price.
Luxury retirement living
If you are looking for flexibility and don’t want to worry about paying rent or a mortgage, then moving into one of our luxury retirement properties for the over 55’s could be perfect. By agreeing a fixed-term contract to suit your needs, you can take all of the stress out of planning your retirement and enjoy a more comfortable lifestyle in a luxurious setting.
To find out more about these options or request further information on one of our properties, please fill in the form below.
With Rent to Buy, you can move into your new home now, renting the property on an Assured Shorthold Tenancy basis for a period of five years. During this time, you’ll pay a reduced rent of just 80 percent of the full open market rent value. You can purchase your home from us on a Shared Ownership basis during years one to five, or on an outright basis at the end of the five-year term.
If you can afford to buy a home outright, outright sale is the perfect choice for you. It means you won't have to pay rent along side your mortgage, and you'll own your home once you've completed the mortgage payments.