My Home Contents Insurance Scheme

Our policies include accidental breakage of mirrors, fixed glass in furniture, cooking hobs and oven doors. Also included as standard is accidental damage to TVs (including satellite dishes, decoders and televisions aerials fixed to the home, home computers and home entertainment equipment within the home and CCTV equipment attached to the home).

This cover excludes items designed to be portable, including mobile/smart/android phones and iPhones, iPads, iPods and tablets, video cameras, camcorders, games consoles and portable computers. These items can be covered by selecting the extended accidental damage cover, for an additional premium. The extended accidental damage cover would also cover things like spilled paint or broken ornaments. (A £50 excess may apply, full details are available on request).

Yes, the policy covers hire purchase items against the insured perils, such as fire, theft, flood, and water damage. The policy doesn't cover electrical, electronic or mechanical breakdown or failure.

To make a claim contact a member of the Thistle Tenant Risks team on: 0345 450 7288.

No, your premium will not change if you do have to make a claim.

You may cancel your policy at any time by contacting the My Home Contents Insurance scheme team. There's no charge if you do decide to cancel.

This cover if selected for an additional premium, covers the structure of the garden hut, garage or greenhouse, up to £500 against loss or damage caused by fire, theft, storm or flood, malicious damage.

The standard cover automatically includes theft or attempted theft of contents from garden huts, sheds and garages and greenhouses (up to £3,000).

Insurers request proof of ownership of an item in the event of a claim. Ideally you need to keep receipts, photographs or manuals as proof of purchase.

Yes, the policy covers the tenant, their domestic partner and members of their family permanently living with them.

No, the policy doesn't cover electrical, electronic or mechanical breakdown or failure. Limits and exclusions apply and a full policy wording is available on request.

For more information or to apply for cover, please call Thistle Tenant Risks on:

Phone: 0345 450 7288
Monday - Friday: 9am - 5pm
Visit www.thistlemyhome.co.uk where you can also request someone to call you back!